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Lettris is a curious tetris-clone game where all the bricks have the same square shape but different content. Each square carries a letter. To make squares disappear and save space for other squares you have to assemble English words (left, right, up, down) from the falling squares.
Boggle gives you 3 minutes to find as many words (3 letters or more) as you can in a grid of 16 letters. You can also try the grid of 16 letters. Letters must be adjacent and longer words score better. See if you can get into the grid Hall of Fame !
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||The examples and perspective in this article may not represent a worldwide view of the subject. (December 2010)|
||It has been suggested that this article or section be merged into welfare fraud. (Discuss) Proposed since May 2011.|
The Department for Work and Pensions (DWP) define benefit fraud as when someone obtains state benefit they are not entitled to or deliberately fails to report a change in their personal circumstances. The DWP claim that the amount to fraudulent benefit claims amounted to around £900 million in 2008-09.
The most common form of benefit fraud is when a person receives benefits, but continues or begins employment. Another common form of fraud is when the receivers of benefits claim that they live alone, but they are financially supported by a partner or spouse.
In 2002, the DWP launched a Targeting Benefit Thieves advertising campaign to spread the message that benefit fraud carried a criminal sanction. The most recent campaign makes claims about the likelihood of getting caught and the consequences of committing benefit fraud using ‘And they thought they’d never be caught’ as the leading slogan.
In recent years the term benefit fraud has been used by the DWP to encompass a wider range of behaviours, beyond simultaneously claiming unemployment benefit whilst working in the informal labour market. Their 2007 'No ifs, No buts' campaign emphasised other activities that could lead to prosecution. This includes failing to inform the state that your partner is now living with you, or that you have moved house, or that a relative has died, leaving you some money.
Since the introduction of the Welfare Reform Act 2007, councils can now independently investigate a number of Social Security benefits.
The political scientist Adam Taylor claimed that the targeting of benefit-fraud was disproportionate and was evidence of "government using strong-arm tactics on the urban poor." Taylor argued that the amount of money lost to false benefit claims was small compared to the amount lost to tax fraud which he estimated costing the UK economy £150bn, yet comparatively little was done to pursue tax evaders. Taylor claimed that the crucial difference between these two practices is that "the former is committed by the weakest and most vulnerable of society, while the latter is committed by the richest and the most powerful."
When investigating cases, Fraud Officers will collect facts and a decision will be made on whether or not to take further action. They may gather information about the claimant and their family members, then compare it with information already given on claim forms or in interviews.
Officers can contact private and public organisations that hold information on a suspected benefit thief including banks, building societies, utility providers. If evidence is found that benefit fraud has been committed, any of the following may happen:
Some UK benefits can not be claimed when people go abroad. Between April 2008 and March 2009 it is estimated that £55 million was lost as a result of benefit fraud overpayments to British claimants who did not tell the authorities they were living or travelling abroad.
When someone is caught for benefit fraud there are three key 'sanctions' that DWP or the Council can apply. These are formal cautions, administrative penalties and prosecution. By section 121 of the Welfare Reform Act 2012 from 8 May 2012 cautions will no longer be offered by DWP.
The main criterion for the offering of a caution is that the person has to have admitted that they have committed an offence. Other than this criterion, there is no statutory framework regulating which sanction is used in disposal of a case. This is a matter of policy for the relevant authority. The Department for Work and Pensions has a national policy, each Local Authority will have its own Policy which will set different criteria and financial guidelines.
The Administrative Penalty is effectively a fine and is set at 30% of the total amount overpaid to them. This figure is set in section 115A(3)  Security Administration Act 1992 there is no negotiation on this. In addition to this, benefit thieves also need to pay back all of the money they deliberately defrauded. The suspect does not have to admit their guilt to be offered an Administrative Penalty, however it should only be offered by the Department for Work and Pensions, or the Local Authority if they believe there is sufficient evidence for court proceedings to be considered if the offer is refused.
Prosecution may typically occur in England & Wales using the Social Security Administration Act 1992, or under the Theft Act 1978, or the Fraud Act 2006; in Northern Ireland under corresponding legislation; or in Scotland under Common Law Fraud. A Prosecution is brought when the value of the overpaid benefit is so great, or the period of the fraud is lengthy, or the person may have been in a position of trust, or the fraud was very blatant. Any prosecution brought by the Department for Work and Pensions or a Local Authority should have been subject to the Public Interest Test as set out in the Code of Practice for Crown Prosecutors. In Scotland cases of benefit fraud are reported to the Procurator Fiscal for prosecution.
Where cases of benefit fraud result in criminal prosecution, in England & Wales such prosecutions are generally brought either under section 112 Social Security Administration Act 1992 (where no dishonesty is alleged) or under s111A of the same Act (where dishonesty is alleged). There are a number of legal cases relevant to prosecutions under these sections. Key points are dealt with in more detail in technical articles on benefit fraud.
The penalties for benefit fraud may be mitigated where it can be shown that the defendant would have been entitled to other forms of financial benefit, such as UK Tax Credits, had an appropriate claim on the true facts been lodged at the time.
A person convicted of benefit fraud may be held to have a 'criminal lifestyle' in confiscation proceedings under Parts 2, 3 & 4 of the Proceeds of Crime Act 2002.